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Lettuce
An automated S Corp back office that sets your salary, runs payroll and pays your taxes as you earn
Powerful for a high-earning solo who will move banking and payroll into it — the catch is that commitment, and the income needed to justify it.
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What Lettuce is — in our words
Lettuce automates the S Corp model end to end for a business of one. It can form your LLC, file the S Corp election, open a dedicated business bank account, and then run the ongoing system: income is monitored as it arrives, bookkeeping is kept continuously, a reasonable salary is calculated from benchmarks and your data, payroll runs, and tax is set aside and paid so quarterly estimates stop being a guessing game. Your dashboard is built around take-home pay after tax rather than raw revenue, which is how most solos actually think about their money. The Grow tier covers LLC management for lower-earning solos without S Corp management, while Pro is the full S Corp product for those earning more, with Premium historically offered for more complex or multi-entity situations; check the live pricing page for the current line-up, because tiers and promotions change. Two cautions belong in any honest summary. First, the model works best when your money actually flows through Lettuce's banking and payroll rails — adopting it is a bigger commitment than installing an app. Second, the value case rests on S Corp tax savings, which only materialise above a real income threshold. Below that, simpler tools cost less.
What it does end-to-end
- Forms an LLC and files the S Corp election, with banking set up
- Keeps bookkeeping continuously as income and expenses flow in
- Calculates a reasonable salary and runs owner payroll
- Allocates income to taxes, salary and profit and pays taxes automatically
- Prepares and files the business tax return on Pro, with personal return available for a fee
What it does NOT do
- Works best inside its own bank account — moving money to its rails is part of the deal
- S Corp savings only make sense above roughly $60-70K of profit; below that it is overkill
- Personal 1040 filing is an extra fee, not included in Pro
- No dedicated account manager is listed on the pricing page
Pricing — checked 2026-11-04
Monthly tiers by income and entity stage, billed monthly with no long-term contract; Grow is frequently promoted below its $99 list price for new accounts.
| Plan | Published price |
|---|---|
| Grow | $99/month |
| Pro | $299/month |
| Premium | $525/month |
Integrations we verified: Lettuce business bank account (partner bank), Payroll (built in)
Pros — our take
- The most automated S Corp system here — salary, payroll and tax payments run as income arrives
- Dashboard shows real take-home after tax, which matches how solos actually plan
- Tax savings guarantee on Pro gives the price a clear test to pass
Cons — our take
- Requires committing to its banking and payroll rails, a bigger switch than a ledger change
- Only pays off at higher solo incomes; expensive for early-stage earnings
- Support is an AI assistant and team rather than a named dedicated manager
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