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Pilot
Bookkeeping done for you, from a $99 AI-run tier to a full human finance team
The best priced done-for-you entry here — the catch is the fuller human service costs far more and scales with your spending.
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What Pilot is — in our words
Pilot sells bookkeeping as a service with two honestly different levels. Essentials is the lower-cost, AI-run option: transactions from your bank and cards are categorised, accounts are reconciled and cash-basis books are closed monthly, with support by in-app messaging. Core is the traditional Pilot offer — a US-based team working with its software to deliver cash or accrual books that pull from payroll, accounts payable, inventory and payment platforms, with reporting intended to satisfy partners, lenders and investors. Pricing for Core is driven by your monthly expense level and is shown through its pricing calculator rather than as one flat number, so two similar-looking businesses can pay quite different amounts. Tax preparation, CFO services, bill pay, invoicing and payroll administration are all available from the same vendor at extra cost, which makes Pilot easy to expand with and easy to overspend on. For a solo founder, Essentials is the relevant entry point and is competitively priced for done-for-you books; the moment you need accrual reporting, dedicated expertise or faster closes, you are in Core territory at several times the price. Pilot is US-focused and works best for incorporated startups and established small businesses rather than casual side hustles.
What it does end-to-end
- Categorises transactions, reconciles accounts and closes books monthly
- Delivers monthly financial statements you can share with lenders or investors
- Handles accrual as well as cash books on Core, including payroll, AP and inventory sources
- Offers tax filing, CFO, bill pay, invoicing and payroll services as add-ons
- Provides US-based expert support on Core and in-app support on Essentials
What it does NOT do
- Core pricing is not one flat published number — it scales with monthly expenses
- Tax, CFO and operational finance services all cost extra
- Essentials is cash-basis only and limited to bank and card data
- Built for incorporated startups and SMBs, not informal side income
Pricing — checked 2026-11-04
Essentials is a published flat $99/month; Core and Custom are priced by monthly expenses through its calculator, with annual billing discounts.
| Plan | Published price |
|---|---|
| Essentials | $99/month |
Integrations we verified: Bank and card connections, Payroll providers including Gusto, Stripe, Accounts payable platforms, Inventory systems
Pros — our take
- A genuine done-for-you option at $99/month on Essentials, rare at that price
- Clear upgrade path to human, accrual bookkeeping without changing vendor
- Tax and CFO services available from the same team when you need them
Cons — our take
- Core cost depends on your expense level and is hard to know without its calculator
- Add-ons stack up quickly beyond basic bookkeeping
- Essentials' cash-only, bank-and-card-only scope is too narrow for some businesses
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